Car Insurance Calculator

Estimate your car insurance premium based on various factors

Vehicle Value

Driver Age

State

Coverage Type

Liability Only Covers damage to others, not your vehicle Full Coverage Comprehensive + Collision + Liability

Deductible Amount

Higher deductible = Lower premium

Credit Score

Driving Record

Clean Record (No accidents) At-Fault Accident (3 years) Traffic Violation (3 years)

Monthly

$125

Annual

$1,500

Base Rate (CA) $1,800/yr

Age Factor x1.0

Credit Factor x1.0

Coverage Factor x1.8

Deductible Savings -10%

Driving Record x1.00

Vehicle Value x1.00

Important Notes

Average Rate Ranges by State

Highest: NY, CA, MI

~$1,900-2,100/yr

Lowest: ND, SD, ID, WY

~$1,250-1,350/yr